How Much Is A 2012 Toyota Highlander? Comprehensive Guide

Are you curious about how much a 2012 Toyota Highlander costs? You’re in the right place, and at millertoyota.net, we’re dedicated to giving you the latest pricing details, specifications, and everything else you need to know about this popular SUV, plus Toyota certified service. Whether you’re considering buying one or just doing your research, we aim to provide valuable information to help you make an informed choice about your next family vehicle, car valuation or car service.

1. What Factors Determine the Price of a 2012 Toyota Highlander?

The price of a 2012 Toyota Highlander varies based on condition, mileage, trim level, and location. Generally, you can expect to find it ranging from $12,000 to $25,000, depending on these factors, but it’s essential to consider several elements that affect the actual cost.

1.1. Condition of the Vehicle

The overall condition of the 2012 Toyota Highlander significantly impacts its price:

  • Excellent Condition: A Highlander in excellent condition will have low mileage, a clean title, no mechanical issues, and a spotless interior and exterior. These vehicles command the highest prices on the used market.
  • Good Condition: This category includes vehicles with average mileage for their age, minor cosmetic imperfections (such as small scratches or dents), and no significant mechanical problems. They are typically well-maintained and represent a good balance between price and quality.
  • Fair Condition: Highlanders in fair condition may have higher mileage, noticeable wear and tear, and potential mechanical issues that need attention. These vehicles are priced lower but may require additional investment to bring them up to optimal condition.
  • Poor Condition: Vehicles in poor condition often have high mileage, significant mechanical problems, and extensive cosmetic damage. While they may be the cheapest option upfront, the cost of repairs and maintenance can quickly outweigh any initial savings.

Alt Text: A 2012 Toyota Highlander in excellent condition, showcasing its clean exterior.

1.2. Mileage

Mileage is a critical factor in determining the price of a used 2012 Toyota Highlander. Lower mileage typically indicates less wear and tear on the engine, transmission, and other critical components.

  • Low Mileage (Under 100,000 miles): Highlanders with mileage under 100,000 are generally more expensive due to their longer expected lifespan and fewer potential maintenance issues.
  • Average Mileage (100,000 – 150,000 miles): This range is typical for a vehicle of this age and represents a moderate price point.
  • High Mileage (Over 150,000 miles): Highlanders with high mileage are usually more affordable but may require more frequent maintenance and repairs.

1.3. Trim Level

The 2012 Toyota Highlander was available in several trim levels, each offering different features and amenities. The trim level significantly influences the vehicle’s price:

  • Base Model (Highlander): The base model includes standard features such as cloth upholstery, basic audio system, and essential safety features. It is the most affordable trim level.
  • SE Model: The SE trim adds sporty styling elements, upgraded audio system, and additional comfort features. It typically commands a higher price than the base model.
  • Limited Model: The Limited trim offers luxury features such as leather upholstery, premium audio system, navigation, and advanced safety technologies. It is the most expensive trim level.
  • Hybrid Model: The Highlander Hybrid combines a gasoline engine with an electric motor, offering enhanced fuel efficiency. Hybrid models generally have a higher price point due to their advanced technology and eco-friendly appeal.

Alt Text: The luxurious interior of a 2012 Toyota Highlander Limited, featuring leather seats and wood-grain trim.

1.4. Location

Geographic location can also impact the price of a 2012 Toyota Highlander:

  • Regional Demand: Areas with high demand for SUVs or Toyota vehicles may have higher prices.
  • Climate: Vehicles in regions with harsh weather conditions (e.g., snowy or coastal areas) may show more wear and tear, affecting their price.
  • Local Market Conditions: The overall supply and demand in your local market can influence pricing.

1.5. Additional Features and Packages

Additional features and packages can increase the value of a 2012 Toyota Highlander:

  • Navigation System: Models equipped with a navigation system are generally more valuable.
  • Premium Audio System: Upgraded audio systems, such as JBL, enhance the entertainment experience and can add to the vehicle’s price.
  • Towing Package: If the Highlander is equipped with a towing package, it can appeal to buyers needing to tow trailers or other equipment.
  • Sunroof/Moonroof: A sunroof or moonroof adds to the vehicle’s appeal and value.
  • Leather Seats: Leather upholstery is a desirable feature that can increase the vehicle’s price.

1.6. Vehicle History

A vehicle’s history can significantly impact its price. A clean title, indicating no major accidents or damage, will command a higher price. Conversely, a vehicle with a salvage title or a history of accidents will typically be priced lower. Always obtain a vehicle history report from a reputable source like Carfax or AutoCheck to assess the vehicle’s past.

2. How Does Mileage Affect the Highlander’s Longevity?

The mileage of a 2012 Toyota Highlander directly correlates with its expected lifespan and potential maintenance needs. Here’s how different mileage ranges can affect the Highlander’s longevity:

2.1. Low Mileage (Under 100,000 Miles)

A 2012 Toyota Highlander with under 100,000 miles is considered to have relatively low wear and tear. This typically translates to:

  • Longer Expected Lifespan: With proper maintenance, these vehicles can easily last for many more years and miles.
  • Fewer Immediate Repairs: Lower mileage often means fewer immediate mechanical issues, reducing the initial cost of ownership.
  • Higher Resale Value: These Highlanders retain a higher resale value due to their pristine condition and lower accumulated wear.

However, even with low mileage, it’s crucial to consider:

  • Age-Related Issues: Rubber and plastic components may degrade over time, regardless of mileage.
  • Maintenance History: Regular maintenance is still essential to prevent potential problems.

2.2. Average Mileage (100,000 – 150,000 Miles)

A 2012 Toyota Highlander with mileage between 100,000 and 150,000 miles is considered to have average wear for its age. This means:

  • Balanced Price and Condition: These vehicles offer a good balance between price and overall condition.
  • Potential for Scheduled Maintenance: Be prepared for routine maintenance tasks like timing belt replacements, fluid changes, and brake repairs.
  • Reasonable Lifespan: With continued maintenance, these Highlanders can still provide several years of reliable service.

Factors to consider include:

  • Maintenance Records: Reviewing maintenance records is crucial to assess how well the vehicle was cared for.
  • Component Wear: Inspect tires, brakes, and suspension components for wear.

2.3. High Mileage (Over 150,000 Miles)

A 2012 Toyota Highlander with over 150,000 miles has experienced significant usage, which can impact its longevity:

  • Lower Purchase Price: These vehicles are more affordable, making them attractive to budget-conscious buyers.
  • Increased Maintenance Needs: Expect more frequent repairs and maintenance to keep the vehicle running smoothly.
  • Potential for Major Repairs: Higher mileage increases the likelihood of needing major repairs, such as engine or transmission work.

Key considerations:

  • Thorough Inspection: A comprehensive inspection by a qualified mechanic is essential to identify any potential issues.
  • Budget for Repairs: Set aside a budget for potential repairs and maintenance.
  • Reliability Expectations: Understand that a high-mileage vehicle may require more attention and care.

2.4. Impact of Hybrid Models

For the 2012 Toyota Highlander Hybrid, mileage also affects the hybrid system’s condition:

  • Battery Health: The hybrid battery’s health is critical. Over time, battery capacity may decrease, affecting fuel efficiency and performance.
  • Hybrid System Maintenance: Regular maintenance of the hybrid system, including the electric motors and regenerative braking, is essential.
  • Potential Battery Replacement: Be aware that the hybrid battery may eventually need replacement, which can be a significant expense.

According to customer satisfaction surveys in Boise, Idaho, in July 2025, hybrid owners prioritize battery health and maintenance.

3. Common Issues and Maintenance for a 2012 Toyota Highlander

Knowing the common issues and maintenance requirements for a 2012 Toyota Highlander can help you anticipate potential costs and keep the vehicle in good condition. Here are some key areas to consider:

3.1. Common Issues

  • Oxygen Sensor Failure: Oxygen sensors can fail over time, leading to decreased fuel efficiency and potential engine issues.
  • Oil Leaks: Oil leaks from the engine or transmission can occur, requiring attention to prevent damage.
  • Brake Wear: Brakes wear down over time and may need replacement, including pads, rotors, and calipers.
  • Suspension Issues: Suspension components like struts and shocks can wear out, affecting ride quality and handling.
  • Air Conditioning Problems: Air conditioning systems can develop leaks or compressor issues, impacting cooling performance.

3.2. Regular Maintenance

  • Oil Changes: Regular oil changes are crucial for engine lubrication and longevity. Follow Toyota’s recommended oil change intervals.
  • Fluid Checks: Regularly check and top off fluids such as coolant, brake fluid, power steering fluid, and transmission fluid.
  • Tire Rotations: Rotate tires every 5,000 to 7,000 miles to ensure even wear and prolong tire life.
  • Brake Inspections: Inspect brakes regularly for wear and replace components as needed.
  • Battery Maintenance: Keep the battery terminals clean and check the battery’s voltage to ensure optimal performance.
  • Spark Plug Replacement: Replace spark plugs according to the manufacturer’s recommended intervals to maintain engine performance.
  • Timing Belt Replacement: If the 2012 Highlander has a timing belt, replace it at the recommended interval to prevent engine damage.

3.3. Hybrid-Specific Maintenance

For the 2012 Toyota Highlander Hybrid, additional maintenance is required:

  • Hybrid Battery Inspection: Periodically inspect the hybrid battery’s condition and performance.
  • Regenerative Braking System Maintenance: Ensure the regenerative braking system is functioning correctly.
  • Inverter Cooling System Check: Check the inverter cooling system to prevent overheating.

Alt Text: A mechanic performing routine maintenance on a Toyota Highlander engine.

3.4. Maintenance Schedule

Adhering to Toyota’s recommended maintenance schedule is essential for preserving the 2012 Highlander’s reliability and longevity:

Service Interval Description
Oil Change Every 5,000 miles Replace engine oil and filter
Tire Rotation Every 5,000 miles Rotate tires to ensure even wear
Fluid Checks Every 5,000 miles Check and top off coolant, brake fluid, power steering fluid, and transmission fluid
Brake Inspection Every 15,000 miles Inspect brake pads, rotors, and calipers
Air Filter Replacement Every 30,000 miles Replace engine air filter
Spark Plug Replacement Every 100,000 miles Replace spark plugs
Timing Belt Replacement (if applicable) Every 100,000 miles Replace timing belt to prevent engine damage
Hybrid Battery Inspection (Hybrid Models) Every 30,000 miles Inspect hybrid battery condition

3.5. Finding a Reliable Mechanic

Choosing a trustworthy mechanic is crucial for maintaining your 2012 Toyota Highlander. Look for mechanics with:

  • Toyota Certification: Mechanics certified by Toyota have specialized training and knowledge of Toyota vehicles.
  • Positive Reviews: Check online reviews and ask for recommendations from friends or family.
  • Transparent Pricing: Ensure the mechanic provides clear and upfront pricing for services.
  • Warranty: Opt for mechanics who offer a warranty on their work.

4. What Are the Different Trim Levels of the 2012 Toyota Highlander?

The 2012 Toyota Highlander offers a range of trim levels, each with unique features and capabilities. Understanding these differences is essential when assessing the vehicle’s value and suitability for your needs.

4.1. Base Model (Highlander)

The base model of the 2012 Toyota Highlander provides essential features and reliable performance at an affordable price point. Standard features include:

  • Engine: 2.7-liter four-cylinder engine producing 187 horsepower.
  • Transmission: Six-speed electronically controlled automatic transmission.
  • Seating: Three-row seating with a 50/50 split third-row seat.
  • Comfort: Front and rear air conditioning, eight-way adjustable driver’s seat.
  • Safety: Toyota’s Star Safety System™, including Vehicle Stability Control (VSC), Traction Control (TRAC), and anti-lock brake system (ABS).
  • Wheels: 17-inch alloy wheels.

The base model is ideal for buyers seeking a dependable and practical SUV without unnecessary frills.

4.2. SE Model

The SE trim level adds sporty styling and enhanced features to the 2012 Toyota Highlander, offering a more dynamic driving experience. Key upgrades include:

  • Exterior: Unique front grille, rear spoiler, and sport-tuned suspension.
  • Interior: Upgraded audio system with a USB port and Bluetooth® connectivity.
  • Convenience: Backup camera with a 3.5-inch multi-information display.
  • Comfort: Leather-wrapped steering wheel and shift knob.

The SE model appeals to those seeking a blend of style and functionality in their SUV.

Alt Text: The sporty exterior of a 2012 Toyota Highlander SE, showcasing its unique front grille and rear spoiler.

4.3. Limited Model

The Limited trim level represents the pinnacle of luxury and refinement in the 2012 Toyota Highlander lineup. It offers a comprehensive array of premium features:

  • Engine: Standard 3.5-liter V6 engine producing 270 horsepower.
  • Wheels: 19-inch alloy wheels.
  • Comfort: Leather-trimmed seats with front seat heaters, automatic climate control for the rear.
  • Technology: Voice-activated touch screen navigation system, JBL audio system.
  • Exterior: Chrome door handles and roof rails, puddle lamps.

The Limited model caters to buyers who prioritize comfort, convenience, and advanced technology.

4.4. Hybrid Model

The 2012 Toyota Highlander Hybrid combines fuel efficiency with SUV versatility, offering a compelling option for eco-conscious consumers. Highlights include:

  • Hybrid Powertrain: 3.5-liter V6 engine paired with a high-torque electric drive motor-generator, producing a total system output of 280 net horsepower.
  • Four-Wheel Drive: Automatic on-demand four-wheel drive traction.
  • Fuel Efficiency: EPA-estimated 28 MPG city/highway fuel economy ratings.
  • Unique Styling: Unique grille and bumper design, color-keyed rockers with chrome accents.

The Hybrid model is ideal for those seeking to reduce their environmental impact without sacrificing performance or space.

5. How to Determine Fair Market Value of a 2012 Toyota Highlander

Determining the fair market value of a 2012 Toyota Highlander involves considering several factors and utilizing online resources. Here’s a step-by-step guide:

5.1. Use Online Valuation Tools

Several online valuation tools can provide an estimated fair market value for a 2012 Toyota Highlander:

  • Kelley Blue Book (KBB): KBB is a trusted source for vehicle valuations, offering pricing information based on condition, mileage, and trim level.
  • Edmunds: Edmunds provides similar valuation services, including True Market Value (TMV) estimates.
  • NADAguides: NADAguides offers pricing data for both new and used vehicles.

These tools require you to input specific details about the vehicle, such as:

  • Year, Make, and Model: 2012 Toyota Highlander.
  • Trim Level: Base, SE, Limited, or Hybrid.
  • Mileage: Current odometer reading.
  • Condition: Excellent, Good, Fair, or Poor.
  • Optional Features: Navigation system, premium audio, sunroof, etc.
  • Location: Your zip code.

Alt Text: A screenshot of Kelley Blue Book’s valuation tool, showing the inputs for a 2012 Toyota Highlander.

5.2. Check Local Listings

Browse local online marketplaces and dealership websites to see similar 2012 Toyota Highlanders for sale in your area:

  • Cars.com: Cars.com aggregates listings from dealerships and private sellers.
  • Autotrader: Autotrader is another popular platform for finding used cars.
  • Craigslist: Craigslist can offer deals from private sellers, but exercise caution and inspect vehicles thoroughly.
  • Facebook Marketplace: Facebook Marketplace allows you to search for vehicles in your local area.

Compare the prices of vehicles with similar mileage, condition, and trim levels to get a sense of the local market value.

5.3. Review Vehicle History Reports

Obtain a vehicle history report from Carfax or AutoCheck to assess the Highlander’s past:

  • Clean Title: A clean title indicates no major accidents or damage, increasing the vehicle’s value.
  • Accident History: A history of accidents can lower the vehicle’s price.
  • Maintenance Records: Review maintenance records to assess how well the vehicle was cared for.
  • Number of Owners: A vehicle with fewer owners is generally more desirable.

5.4. Consider Professional Appraisal

If you’re unsure about the vehicle’s value, consider getting a professional appraisal from a certified appraiser:

  • Independent Appraiser: An independent appraiser can provide an unbiased assessment of the vehicle’s condition and value.
  • Dealership Appraisal: Some dealerships offer appraisal services, but be aware that their estimates may be influenced by their inventory needs.

5.5. Negotiate the Price

Once you’ve determined the fair market value, be prepared to negotiate the price with the seller:

  • Research: Present your research on the vehicle’s value and any potential issues.
  • Be Prepared to Walk Away: Don’t be afraid to walk away if the seller is unwilling to negotiate to a fair price.
  • Consider Financing Options: Explore financing options to determine your budget and negotiate effectively.

6. Comparing the 2012 Toyota Highlander to Competitors

When considering a 2012 Toyota Highlander, it’s essential to compare it to its competitors in the midsize SUV segment. Here’s how the Highlander stacks up against some of its rivals:

6.1. Honda Pilot

The Honda Pilot is a popular competitor known for its spacious interior and reliability:

  • Pros: Roomy third-row seating, smooth ride, and strong resale value.
  • Cons: Less fuel-efficient than the Highlander Hybrid, and the styling is more conservative.
  • Comparison: The Pilot offers slightly more passenger space, but the Highlander provides a more refined driving experience and better fuel efficiency with the hybrid model.

6.2. Ford Explorer

The Ford Explorer offers a blend of performance and versatility:

  • Pros: Available with a powerful V6 engine, stylish design, and advanced technology features.
  • Cons: Lower reliability ratings than the Highlander, and the base engine is less fuel-efficient.
  • Comparison: The Explorer offers more power and towing capacity, but the Highlander is more reliable and fuel-efficient.

6.3. Chevrolet Traverse

The Chevrolet Traverse is known for its large cargo capacity and comfortable ride:

  • Pros: Spacious interior, ample cargo space, and comfortable ride.
  • Cons: Lower fuel economy than the Highlander, and the interior materials are less refined.
  • Comparison: The Traverse offers more cargo space, but the Highlander provides a more upscale interior and better fuel efficiency.

6.4. Nissan Pathfinder

The Nissan Pathfinder offers a balance of comfort and capability:

  • Pros: Comfortable seating, user-friendly technology, and decent fuel economy.
  • Cons: Less cargo space than the Highlander, and the handling is less sporty.
  • Comparison: The Pathfinder offers a more affordable price point, but the Highlander provides more cargo space and a more engaging driving experience.

6.5. Key Considerations

  • Reliability: The Toyota Highlander consistently ranks high in reliability compared to its competitors.
  • Fuel Efficiency: The Highlander Hybrid offers superior fuel economy compared to most competitors.
  • Resale Value: Toyota vehicles, including the Highlander, typically have strong resale values.
  • Features: Compare the features and options available on each model to determine which best suits your needs.
  • Test Drive: Always test drive multiple vehicles to assess their comfort, handling, and overall driving experience.

Alt Text: A visual comparison of several midsize SUVs, including the Toyota Highlander, Honda Pilot, and Ford Explorer.

7. Tips for Buying a Used 2012 Toyota Highlander

Purchasing a used 2012 Toyota Highlander requires careful planning and attention to detail. Here are some essential tips to help you make a successful purchase:

7.1. Set a Budget

Determine how much you can afford to spend on a used 2012 Toyota Highlander. Consider factors such as:

  • Purchase Price: Research the fair market value of the Highlander based on its condition, mileage, and trim level.
  • Sales Tax and Fees: Factor in sales tax, registration fees, and other associated costs.
  • Financing: If you plan to finance the purchase, obtain pre-approval from a lender to determine your interest rate and monthly payments.
  • Insurance: Get quotes from multiple insurance providers to estimate your insurance costs.
  • Maintenance and Repairs: Set aside a budget for potential maintenance and repairs.

7.2. Research Vehicle History

Obtain a vehicle history report from Carfax or AutoCheck to assess the Highlander’s past:

  • Clean Title: Ensure the vehicle has a clean title with no history of major accidents or damage.
  • Accident History: Review the accident history to understand the severity of any past incidents.
  • Maintenance Records: Look for consistent maintenance records to ensure the vehicle has been well-cared for.
  • Number of Owners: A vehicle with fewer owners is generally more desirable.

7.3. Inspect the Vehicle

Thoroughly inspect the 2012 Toyota Highlander before making an offer:

  • Exterior: Check for rust, dents, scratches, and other signs of damage.
  • Interior: Inspect the seats, carpets, dashboard, and other interior components for wear and tear.
  • Tires: Examine the tires for tread depth and uneven wear.
  • Brakes: Check the brake pads and rotors for wear.
  • Engine: Look for oil leaks, coolant leaks, and other signs of mechanical issues.
  • Undercarriage: Inspect the undercarriage for rust and damage.

7.4. Test Drive the Vehicle

Take the 2012 Toyota Highlander for a test drive to assess its performance:

  • Engine Performance: Evaluate the engine’s power, acceleration, and smoothness.
  • Transmission: Check the transmission for smooth shifting and responsiveness.
  • Braking: Test the brakes for stopping power and ABS functionality.
  • Steering: Assess the steering for responsiveness and handling.
  • Suspension: Evaluate the suspension for ride quality and comfort.
  • Features: Test all features, such as the air conditioning, audio system, and navigation system.

7.5. Get a Pre-Purchase Inspection

Consider getting a pre-purchase inspection from a qualified mechanic:

  • Comprehensive Inspection: A mechanic can perform a comprehensive inspection to identify any potential issues.
  • Expert Advice: The mechanic can provide expert advice on the vehicle’s condition and potential maintenance needs.

7.6. Negotiate the Price

Be prepared to negotiate the price with the seller:

  • Research: Present your research on the vehicle’s value and any potential issues.
  • Be Prepared to Walk Away: Don’t be afraid to walk away if the seller is unwilling to negotiate to a fair price.
  • Consider Financing Options: Explore financing options to determine your budget and negotiate effectively.

7.7. Review and Understand the Paperwork

Carefully review and understand all paperwork before finalizing the purchase:

  • Sales Agreement: Read the sales agreement carefully to ensure all terms and conditions are clearly stated.
  • Warranty: Understand the terms of any warranty offered with the vehicle.
  • Financing Documents: Review the financing documents to ensure you understand the interest rate, monthly payments, and other terms.

Alt Text: A person reviewing paperwork while purchasing a used car at a dealership.

8. Financing Options for a 2012 Toyota Highlander

Financing a used 2012 Toyota Highlander involves exploring various options to find the best terms and interest rates. Here’s an overview of the common financing options available:

8.1. Credit Union Loans

Credit unions often offer competitive interest rates and flexible terms:

  • Membership Requirements: You may need to become a member of the credit union to qualify for a loan.
  • Lower Interest Rates: Credit unions typically offer lower interest rates compared to banks and other lenders.
  • Flexible Terms: Credit unions may offer more flexible loan terms and repayment options.

8.2. Bank Loans

Banks are another common source of financing for used cars:

  • Established Relationships: If you have an existing relationship with a bank, you may qualify for better terms.
  • Competitive Rates: Banks offer competitive interest rates, but rates may vary based on your credit score.
  • Online Applications: Many banks offer online applications for auto loans, making the process convenient.

8.3. Online Lenders

Online lenders provide a convenient way to shop for auto loans:

  • Wide Range of Options: Online lenders offer a wide range of loan options and interest rates.
  • Quick Approval: Online lenders often provide quick approval decisions.
  • Comparison Shopping: Online platforms make it easy to compare rates and terms from multiple lenders.

8.4. Dealership Financing

Dealerships offer financing options, but it’s essential to compare their rates and terms to other lenders:

  • Convenience: Dealership financing can be convenient, as you can arrange financing at the time of purchase.
  • Potential for Higher Rates: Dealerships may charge higher interest rates compared to other lenders.
  • Negotiation: Be prepared to negotiate the interest rate and terms with the dealership.

8.5. Factors Affecting Interest Rates

Several factors can affect the interest rate you receive on an auto loan:

  • Credit Score: A higher credit score typically results in lower interest rates.
  • Loan Term: Shorter loan terms usually have lower interest rates.
  • Down Payment: Making a larger down payment can lower your interest rate and monthly payments.
  • Loan Type: Secured loans (backed by collateral) typically have lower interest rates than unsecured loans.

8.6. Tips for Securing the Best Financing

  • Check Your Credit Score: Review your credit report and address any errors before applying for a loan.
  • Shop Around: Compare rates and terms from multiple lenders to find the best deal.
  • Get Pre-Approved: Obtain pre-approval from a lender before visiting the dealership.
  • Negotiate: Be prepared to negotiate the interest rate and terms with the lender.
  • Read the Fine Print: Carefully review all loan documents before signing.

Address: 208 N Maple Grove Rd, Boise, ID 83704, United States

Phone: +1 (208) 376-8888

Website: millertoyota.net

9. Insurance Costs for a 2012 Toyota Highlander

Insuring a 2012 Toyota Highlander involves considering various factors that affect the premium. Here’s an overview of the key elements influencing insurance costs and how to obtain the best rates:

9.1. Factors Affecting Insurance Costs

  • Driving Record: A clean driving record with no accidents or violations typically results in lower insurance rates.
  • Age and Gender: Younger drivers and males often pay higher insurance premiums due to higher risk profiles.
  • Location: Urban areas with higher traffic density and crime rates tend to have higher insurance costs.
  • Coverage Type: The type and level of coverage you choose significantly affect your insurance premium.
  • Deductible: A higher deductible typically results in lower insurance premiums.
  • Vehicle Type: The make and model of the vehicle, as well as its safety features, influence insurance costs.

9.2. Types of Insurance Coverage

  • Liability Coverage: Covers damages and injuries you cause to others in an accident.
  • Collision Coverage: Covers damages to your vehicle resulting from a collision with another vehicle or object.
  • Comprehensive Coverage: Covers damages to your vehicle from non-collision events such as theft, vandalism, or natural disasters.
  • Uninsured/Underinsured Motorist Coverage: Covers your damages if you’re hit by an uninsured or underinsured driver.
  • Personal Injury Protection (PIP): Covers medical expenses for you and your passengers, regardless of fault.

9.3. Average Insurance Costs

The average annual insurance cost for a 2012 Toyota Highlander can range from $800 to $1,500, depending on the factors mentioned above.

9.4. Tips for Lowering Insurance Costs

  • Shop Around: Get quotes from multiple insurance providers to compare rates and coverage options.
  • Increase Deductible: Opt for a higher deductible to lower your insurance premium.
  • Maintain a Clean Driving Record: Avoid accidents and traffic violations to keep your insurance rates low.
  • Bundle Insurance Policies: Bundle your auto insurance with your home or renters insurance to save money.
  • Take a Defensive Driving Course: Some insurance providers offer discounts for completing a defensive driving course.
  • Inquire About Discounts: Ask about available discounts, such as discounts for students, military personnel, or seniors.

9.5. Choosing the Right Insurance Provider

  • Reputation: Research the insurance provider’s reputation for customer service and claims handling.
  • Financial Stability: Ensure the insurance provider has strong financial stability to pay out claims.
  • Coverage Options: Choose an insurance provider that offers the coverage options you need.
  • Discounts: Inquire about available discounts to lower your insurance costs.

10. Frequently Asked Questions (FAQ) About the 2012 Toyota Highlander

10.1. What is the average lifespan of a 2012 Toyota Highlander?

With proper maintenance, a 2012 Toyota Highlander can last between 250,000 to 300,000 miles or more.

10.2. What are the common problems with the 2012 Toyota Highlander?

Common issues include oxygen sensor failure, oil leaks, brake wear, and suspension issues.

10.3. How often should I change the oil in a 2012 Toyota Highlander?

Toyota recommends changing the oil every 5,000 miles or six months, whichever comes first.

10.4. What type of gas does the 2012 Toyota Highlander use?

The 2012 Toyota Highlander typically uses regular unleaded gasoline (87 octane).

10.5. Is the 2012 Toyota Highlander a reliable SUV?

Yes, the 2012 Toyota Highlander is known for its reliability and strong resale value.

10.6. What is the towing capacity of the 2012 Toyota Highlander?

The towing capacity ranges from 3,500 to 5,000 pounds, depending on the engine and towing package.

10.7. Does the 2012 Toyota Highlander have third-row seating?

Yes, all 2012 Toyota Highlander models come standard with third-row seating.

10.8. What safety features does the 2012 Toyota Highlander have?

The 2012 Toyota Highlander includes Toyota’s Star Safety System™, Vehicle Stability Control (VSC), Traction Control (TRAC), and anti-lock brake system (ABS).

10.9. What are the fuel economy ratings for the 2012 Toyota Highlander?

The fuel economy varies by engine:

  • 2.7-liter four-cylinder: 20 MPG city / 25 MPG highway
  • 3.5-liter V6: 18 MPG city / 24 MPG highway
  • Hybrid: 28 MPG city / 28 MPG highway

10.10. Where can I find a 2012 Toyota Highlander for sale in Boise, Idaho?

You can find a 2012 Toyota Highlander for sale at millertoyota.net or visit our dealership at 208 N Maple Grove Rd, Boise, ID 83704, United States.

Conclusion

Understanding the value, potential issues, and maintenance needs of a 2012 Toyota Highlander can help you make an informed decision. At millertoyota.net, we are committed to providing you with the information and services you need to find the perfect vehicle. Whether you’re interested in purchasing a used Highlander or need maintenance and repair services, our team is here to assist you. Visit our website or contact us today to learn more. With the Toyota Highlander MPG, Toyota Highlander reliability and Toyota Highlander safety, this vehicle is built for you.

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